If you're a Foreign Medical Graduate (FMG), a resident physician on a J-1 or H-1B visa, or a non-U.S. citizen training in the United States, you've probably wondered how your immigration status affects your financial planning. One of the most common questions we hear is: "Can I get disability insurance if I'm not a U.S. citizen?" The good news is that, in most cases, yes—you can. Understanding Disability Insurance for FMGs can help you make informed decisions that protect you